If you are going to sell SELL VERY SOON....

[Hammer]

No regrets what so ever..... Were not taking pay cuts with the move and both have solid long term careers.

Maybe the market crashes and rates plummet again in a couple years and we can refi if we don't hit our dates. The new house even at the higher rate would be the same payment we were making in CA.



Negative for us......Custom built house in a custom built housing tract were not dealing with a slap it together big neighborhood tract house.

I will be 800k into the house with pool and the house would probably sell in a day for 900k plus based on comps.

Right on. Happy for you guys. I will always have animosity We couldn’t move out of here. Something I will have to live with.

 

[Flying_Lavey]

It hasn't been all the builders fault....Building a house in general right now is terrible idea ask @Wmc.

Supply chain issues

trusses took a while

Our builder and superintendent both died in a car crash so that added a bit.

I get that. And God knows I understand with the current supply issues. I'm just referring to in general. I had a friend that built a house at Naci that was severely behind. He could never get the GC to be on site. And when they did it would only be for a day or 2 then gone and from what I have read, this is not uncommon in residential construction. Thus was pre-pandemic and the GC was claiming staffing shortages. Why should a homeowner have to suffer and wait due to a contractor's inability to properly achedule work?

 

[Activated]

What will happen;
They'll reduce payments AND increase the starting eligibility age so collectors physically won't live long enough to collect very much,

The government will just raise payroll taxes for employers and employees to cover SS I think

 

[Paradox]

I suspect those who have been responsible and saved to the point where SS is not a necessity, will have their net worth and other retirement income means tested and as a result their SS benefits will be reduced or eliminated.

I am not trying to "stir the pot" or get anyone worked up but I have a genuine question ... All the people saying they paid into Social Security for the last 30 years and the government better have my money when I want to collect, what if they don't? What can you do? Or what do you plan to do? Again, genuine question, what happens then?

As someone partially said earlier, they will reduce benefits / add a means test to it, increase contributions, and extend the age you will be able to collect it. Likely start with folks currently less than 45 or 50 and stage the transition by age to ease some of the pain.

My wife and I are already in our 60s and we have both paid in the maximum during the majority of our working life. As a result, I don’t see us settling for anything less than what was promised. Should they attempt to reduce it, I will make it our life’s mission (likely along with millions of others) to protest and resist.

That said, SS is intended to represent less that 40% of our overall retirement income so we will survive, just not in the fashion we are planning for.

 

[77charger]

I get that. And God knows I understand with the current supply issues. I'm just referring to in general. I had a friend that built a house at Naci that was severely behind. He could never get the GC to be on site. And when they did it would only be for a day or 2 then gone and from what I have read, this is not uncommon in residential construction. Thus was pre-pandemic and the GC was claiming staffing shortages. Why should a homeowner have to suffer and wait due to a contractor's inability to properly achedule work?

I been in construction and it can be hard to find competent help. Many places are short staffed. I’m one who is going back to my old place of employment because they are short staffed but they are paying me more too.

I seen it on job sites where all trades can’t get enough people in to finish the jobs quickly. Heck in my trade takes 6 months to train someone and then they bail to go elsewhere. Or they’re just stupid and can’t do it right.

 

[cofooter]

As someone partially said earlier, they will reduce benefits / add a means test to it, increase contributions, and extend the age you will be able to collect it. Likely start with folks currently less than 45 or 50 and stage the transition by age to ease some of the pain.

My wife and I are already in our 60s and we have both paid in the maximum during the majority of our working life. As a result, I don’t see us settling for anything less than what was promised. Should they attempt to reduce it, I will make it our life’s mission (likely along with millions of others) to protest and resist.

That said, SS is intended to represent less that 40% of our overall retirement income so we will survive, just not in the fashion we are planning for.

Exactly. Cutting it off will create a shitstorm of people that 1) will be reduced to below the poverty level in old age, 2) counted on a percentage of that income to maintain a certain lifestyle in retirement, and 3) just feel they are getting ripped off after paying into it their whole lives.

There are several levers that can be tweaked, and there is some time, there will be some sort of compromise solution. Just don't count on 100%.

 

[DC-88]

I have never understood why there aren't Liquidated Damages clauses in residential build contracts. There are in commercial why not residential? This is a PRIME reason why there should be. Its the only way to really hold a contractor's feet to the fire.

There are always liquidated damages in residential tract work in the subcontracts. I used to red line them to extend the deadlines a bit , and negotiate the penalty % down all the time just in case .... but on SFR custom stuff subs are often like family. They are with you for decades. Most of mine were older and are now retiring, and the younger new ones have their hands full with higher overheads and more compliance issues. In order to keep guys busy as a sub you need a little bit too much work, even in slow times to keep 40 hour weeks for the guys . Add in all the current bs with supply hiccups, and there are loose ends everywhere. Lumber price is good for like 3 days right now. High end windows are 5 times the normal out. Nobody's "feet will be held to the fire" in custom residential construction until the rates stay up and it cools off . The only way that ever happens anyway for a good GC is if another highly qualified sub is waiting in the wings to take the work, and the owner is willing to pay . All my custom stuff the deal is... if you want it like the ones you looked at that you saw and liked when you called me without me doing any any advertising..... then the same team or close to it needs to do yours. Right now that is taking longer. A client throwing out Damages added to my contract would be screened out day 1 , just as if they were a lawyer or a professor , or any other red flags came up during the initial meeting -

 

[Bowtiepower00]

Can't do anything until the Certificate of occupancy is complete. They won't do that with a half baked house.

They told me for sure it would be done 5/15. I didn't trust them so i actually locked on the 25th and i can extend it 15 days with daily points. That puts me at june 9th.

it's gonna be close. Cabinets have screwed me big time delay after delay and counter tops can't be templated without them in place.

i''m still going to push to the last day and if i can close before clean up/touch ups i would still be good with that. I don't care about the move in date at this point i just need it funded.

Some friends of mine were able to move in with a couple of bathrooms not complete and missing shower tile here in AZ. Not sure what the threshold of incomplete is.

 

[DC-88]

I been in construction and it can be hard to find competent help. Many places are short staffed. I’m one who is going back to my old place of employment because they are short staffed but they are paying me more too.

I seen it on job sites where all trades can’t get enough people in to finish the jobs quickly. Heck in my trade takes 6 months to train someone and then they bail to go elsewhere. Or they’re just stupid and can’t do it right.

We are a dying breed . Here’s a local guy that was working for my landscaper on a new SFR job I finished in the fall .

 

[hallett21]

There are always liquidated damages in residential tract work in the subcontracts. I used to red line them to extend the deadlines a bit , and negotiate the penalty % down all the time just in case .... but on SFR custom stuff subs are often like family. They are with you for decades. Most of mine were older and are now retiring, and the younger new ones have their hands full with higher overheads and more compliance issues. In order to keep guys busy as a sub you need a little bit too much work, even in slow times to keep 40 hour weeks for the guys . Add in all the current bs with supply hiccups, and there are loose ends everywhere. Lumber price is good for like 3 days right now. High end windows are 5 times the normal out. Nobody's "feet will be held to the fire" in custom residential construction until the rates stay up and it cools off . The only way that ever happens anyway for a good GC is if another highly qualified sub is waiting in the wings to take the work, and the owner is willing to pay . All my custom stuff the deal is... if you want it like the ones you looked at that you saw and liked when you called me without me doing any any advertising..... then the same team or close to it needs to do yours. Right now that is taking longer. A client throwing out Damages added to my contract would be screened out day 1 , just as if they were a lawyer or a professor , or any other red flags came up during the initial meeting -

Well said

 

[Havasu blue label]

What is your trade

 

[RiverDave]

IMO......... The government will continue to print money to pay their/our debts, SS included. The 30T will just go up. Printing more money is easier than fixing the problem and actually budgeting our government spending. Eventually they will ask Elon Musk for a loan.

The printing of money is actually reducing the debt, and why I believe they are doing it..

If the dollar gets weaker than when you pay it back they are getting less on return..

We like to think they are stupid but those actually pulling the strings aren’t.

RD

 

[Havasu blue label]

The problem with not getting good help is the general wants to keep all the money pay your subs correctly and a bonus and they will take care of you

 

[Wmc]

It hasn't been all the builders fault....Building a house in general right now is terrible idea ask @Wmc.

Supply chain issues

trusses took a while

Our builder and superintendent both died in a car crash so that added a bit.

I would never do it again. I would buy one done. If you can go through the pain which I did and now it's almost over it will be worth it. Then it's the past..

 

[boatdoc55]

That is a solid presentation and he backs it up by covering all angles - except 1. Interest rates.
When he adds in the recent increases and potential scale for how high these rates might go - the story even gets worse.
I saw a related article yesterday about one of the topics he touched on - the boomer and elderly populations. They're exploding as compared to millenials who need to carry the majority of the economic load for the next or so 20 years - problem is, they're (boomers and elderly) are basically mooches. They're not overall 'contributors' (buying new houses/cars/diapers etc) and they are going to exhaust any social safety nets currently in place VERY soon.

What in the FUCK are you talking about, mooches!!!!! I paid into that fund for over 50 years and deserve every cent I put into it and more. Not us OLD people's fault you pricks won't have anything. Blame the Congress for stealing it if you want to blame someone.

 

[Paradox]

Tells us how much traffic you get this weekend. My friend is rushing to list his place this week or next.

Listing opened on Thursday, we had Saturday & Sunday open houses (with decent show up on Saturday and luke warm on Sunday) and now, we are considering several decent offers.

The market is turning. Our neighbors (2) who sold just a few weeks ago had significantly more action. Plus, the number of listing in my area went from 3 two weeks ago, to 37 this past week.

 

[DC-88]

What is your trade

Me? Carpentry . Lots of it

 

[boatdoc55]

My first boss told me I was never going to be worth shit. 20 years later he came to me for a private loan. The only thing that has changed is, I knew I was going to get my hands dirty. Kids today have way different expectations. I'm seeing a work force that is saying, I'll do exactly what you tell me to do, no more but less. 10% of the work force does 90% of the work. The 10% has stopped doing it or is headed that direction. You all know what I'm talking about.

I tried 3 youngsters at my shop in Oregon and not a one of them made 1 fricken day. All 3 didn't want to get their hands in used gear oil. One stood there next to a #1 mercruiser drive and tried to figure out an easier way to take a drain plug out of a lower unit. Couldn't believe it, get the hell out of here!!!

 

[boatdoc55]

Listing opened on Thursday, we had Saturday & Sunday open houses (with decent show up on Saturday and luke warm on Sunday) and now, we are considering several decent offers.

The market is turning. Our neighbors (2) who sold just a few weeks ago had significantly more action. Plus, the number of listing in my area went from 3 two weeks ago, to 37 this past week.

We had the house across the street from us sell in one day in January for a 100K more than they bought it for one year later. Now a house 3 doors down has been sitting there for 2 months. Just last week one up the street 4 doors went on the market, we'll see what that one does.

 

[CarolynandBob]

I get that. And God knows I understand with the current supply issues. I'm just referring to in general. I had a friend that built a house at Naci that was severely behind. He could never get the GC to be on site. And when they did it would only be for a day or 2 then gone and from what I have read, this is not uncommon in residential construction. Thus was pre-pandemic and the GC was claiming staffing shortages. Why should a homeowner have to suffer and wait due to a contractor's inability to properly achedule work?

I was finally able to hire a painter. I agreed to his price and timeframe. Then told him he would get bonus if it is done in the time frame he said. Bonus will be 30% and we agreed on quality with an example. We will see how it goes.

As someone partially said earlier, they will reduce benefits / add a means test to it, increase contributions, and extend the age you will be able to collect it. Likely start with folks currently less than 45 or 50 and stage the transition by age to ease some of the pain.

My wife and I are already in our 60s and we have both paid in the maximum during the majority of our working life. As a result, I don’t see us settling for anything less than what was promised. Should they attempt to reduce it, I will make it our life’s mission (likely along with millions of others) to protest and resist.

That said, SS is intended to represent less that 40% of our overall retirement income so we will survive, just not in the fashion we are planning for.

We could see the writing on the wall 20 years ago. Assumed they would fuck with SS. 1) As a way to control. 2) As a way to keep you in a lower economic status.

We adjusted our saving rate, so that we do not rely on SS at all. If we get it we will save that for the grandkids.

 

[Go-Fly]

The printing of money is actually reducing the debt, and why I believe they are doing it..

If the dollar gets weaker than when you pay it back they are getting less on return..

We like to think they are stupid but those actually pulling the strings aren’t.

RD

Printing money to reduce dept and hold down inflation is like you having a hole in your boat and me giving you a 5 gallon bucket as a solution. People say they don't like it but, they couldn't tell me I was wrong.

 

[Bigbore500r]

Right on. Happy for you guys. I will always have animosity We couldn’t move out of here. Something I will have to live with.

Just put on your flip flops 24/7 and smile.......

 

[Flying_Lavey]

There are always liquidated damages in residential tract work in the subcontracts. I used to red line them to extend the deadlines a bit , and negotiate the penalty % down all the time just in case .... but on SFR custom stuff subs are often like family. They are with you for decades. Most of mine were older and are now retiring, and the younger new ones have their hands full with higher overheads and more compliance issues. In order to keep guys busy as a sub you need a little bit too much work, even in slow times to keep 40 hour weeks for the guys . Add in all the current bs with supply hiccups, and there are loose ends everywhere. Lumber price is good for like 3 days right now. High end windows are 5 times the normal out. Nobody's "feet will be held to the fire" in custom residential construction until the rates stay up and it cools off . The only way that ever happens anyway for a good GC is if another highly qualified sub is waiting in the wings to take the work, and the owner is willing to pay . All my custom stuff the deal is... if you want it like the ones you looked at that you saw and liked when you called me without me doing any any advertising..... then the same team or close to it needs to do yours. Right now that is taking longer. A client throwing out Damages added to my contract would be screened out day 1 , just as if they were a lawyer or a professor , or any other red flags came up during the initial meeting -

I understand what you mean about the relationships between GC and subs and what not and when there is that strong relationship those kind of delays and headaches from subs aren't very common or that large of a concern. And in todays economy and situation, we are all in unchartered waters per say. Again, I'm more referring to standard times with standard lead times and stable pricing. If a homeowner has no way to hold a contractor responsible for a timeline, that's pretty unfair. A contractor can lien a property or can sue for payment if it came to that. A property owner can sue as well, but the business can just be dissolved and leave very little for a home owner to go after to be made whole.

I think some clear financial penalties for BOTH sides if terms are not met (excluding unforeseen circumstances which can be negotiated) would benefit both sides in the end.

 

[Runs2rch]

When does the recession start?

Asking for a friend.

 

[Go-Fly]

When does the recession start?

Asking for a friend.

Two weeks.

 

[attitude]

It seems over the last week or two people are starting to notice the slowdown and deciding to post whatever they are thinking of selling for crazy pricess. Maybe I’m just crazy but there seems to be a lot of Hail Marys going on.

 

[JDKRXW]

What in the FUCK are you talking about, mooches!!!!! I paid into that fund for over 50 years and deserve every cent I put into it and more. Not us OLD people's fault you pricks won't have anything. Blame the Congress for stealing it if you want to blame someone.

Dude.... I'm a part of the mooches group.
And to be clear, im talking about OUR group. I've contributed (in Canada) for 44 years.
The average person in our GROUP is going to get far more out of s.s. than they put in. It's so far under water (in both the US & CA, that I don't know why younger people than us haven't revolted because the average one of them have no hope of collecting anything close to what their parents are getting now.
Edit: Thinking about this a little more: the low interest rates which kept inflation manageable over the past 10+ years have certainly allowed federal governments to kick the social security problem down the road.

 

[Cole Trickle]

It seems over the last week or two people are starting to notice the slowdown and deciding to post whatever they are thinking of selling for crazy pricess. Maybe I’m just crazy but there seems to be a lot of Hail Marys going on.

I love the 5 year old dodge diesels with 100k miles for 50k. Pretty sure i almost bought a brand new ram 2500 for that same price in 2018...lol

I don't think boats/rv's will go how people expect. When you put them on 20+ year notes it's easier to take the monthly loss vs coming up with the 40k cash you are upside down to sell. That's why you see so many rv's and boats rotting in storage lots.

Car industry is going to be a mess when the supply chain catches up and there are a ton of old/new cars showing up on lots.

 

[pronstar]

High Inflation + long term debt = good news for investors

 

[JDKRXW]

Car industry is going to be a mess when the supply chain catches up and there are a ton of old/new cars showing up on lots.

'Car'nage is what I see coming.

 

[attitude]

I love the 5 year old dodge diesels with 100k miles for 50k. Pretty sure i almost bought a brand new ram 2500 for that same price in 2018...lol

I don't think boats/rv's will go how people expect. When you put them on 20+ year notes it's easier to take the monthly loss vs coming up with the 40k cash you are upside down to sell. That's why you see so many rv's and boats rotting in storage lots.

Car industry is going to be a mess when the supply chain catches up and there are a ton of old/new cars showing up on lots.

Trucks and houses are the main Hail Marys I’m seeing. I’ve watch the market slow down on them the last couple months and now that the whole economy is slowing down all of the sudden people are posting for 20% higher than market value. I really don’t think people expect to get what the posted for it’s just a last shot to take advantage of the economy before it tanks.

The RV market will get extremely interesting when people who were paying markups on RVs relies how fucked they are when you can buy a new one for 30% under MSRP without a sweat. I talked to an owner of a RV lot 2 months ago and he said new RVs are coming in faster than can be sold, he even has big name lots calling to ask if he wants any of their extra stock because they have no more space. Soon this will be the story for every type of toy.

 

[Cole Trickle]

Trucks and houses are the main Hail Marys I’m seeing. I’ve watch the market slow down on them the last couple months and now that the whole economy is slowing down all of the sudden people are posting for 20% higher than market value. I really don’t think people expect to get what the posted for it’s just a last shot to take advantage of the economy before it tanks.

The RV market will get extremely interesting when people who were paying markups on RVs relies how fucked they are when you can buy a new one for 30% under MSRP without a sweat. I talked to an owner of a RV lot 2 months ago and he said new RVs are coming in faster than can be sold, he even has big name lots calling to ask if he wants any of their extra stock because they have no more space. Soon this will be the story for every type of toy.

The house thing could definitely be a we don't really think it will sell but if someone is that big of a dummy....

RV's and boats will take a while. They will hit the auctions/market when they get repoed as owners default and are filing for bankruptcy. If they paid cash from a homer cash out than they will sell for a deal and pocket the cash.

It's going to be interesting for sure.

 

[boatdoc55]

Dude.... I'm a part of the mooches group.
And to be clear, im talking about OUR group. I've contributed (in Canada) for 44 years.
The average person in our GROUP is going to get far more out of s.s. than they put in. It's so far under water (in both the US & CA, that I don't know why younger people than us haven't revolted because the average one of them have no hope of collecting anything close to what their parents are getting now.
Edit: Thinking about this a little more: the low interest rates which kept inflation manageable over the past 10+ years have certainly allowed federal governments to kick the social security problem down the road.

Sorry, but where does yore post say you are in our group?? I see it down thread but you infuriated me, as most all young people do, for wanting what we have without earning it and waiting for it. We, you and I, don't have diddly shit to do with them not getting what they pay into but that's because of the people the young one's vote for, not you and I!!!!

 

[Todd Mohr]

I think RV's will be the hardest hit, gas prices and storage will be their downfall. It will be a while before the auto industry catches back up with inventory, and there will be pent up demand, but better deals for buyers. Not sure of the supply chain for boats, custom performance boats might fare better than toons and wake boats.

 

[boatdoc55]

'Car'nage is what I see coming.

Can't wait!! Come on 7% HYSA's.

 

[hallett21]

Trucks and houses are the main Hail Marys I’m seeing. I’ve watch the market slow down on them the last couple months and now that the whole economy is slowing down all of the sudden people are posting for 20% higher than market value. I really don’t think people expect to get what the posted for it’s just a last shot to take advantage of the economy before it tanks.

The RV market will get extremely interesting when people who were paying markups on RVs relies how fucked they are when you can buy a new one for 30% under MSRP without a sweat. I talked to an owner of a RV lot 2 months ago and he said new RVs are coming in faster than can be sold, he even has big name lots calling to ask if he wants any of their extra stock because they have no more space. Soon this will be the story for every type of toy.

But you won’t be able to sell your used RV that you over paid for if new ones are 30-50% less than what you paid.

I’m thinking a lot of people will just be stuck with them.

Unless we think people can’t afford the payment and are going to let them get repossessed. But then their credit is F’D and they can’t go buy that new “cheap” RV.

Edit. I don’t doubt that there will be deals to be had on new ones in a few years.

 

[attitude]

But you won’t be able to sell your used RV that you over paid for if new ones are 30-50% less than what you paid.

I’m thinking a lot of people will just be stuck with them.

Unless we think people can’t afford the payment and are going to let them get repossessed. But then their credit is F’D and they can’t go buy that new “cheap” RV.

Edit. I don’t doubt that there will be deals to be had on new ones in a few years.

Yup, a 20 year loan on a RV is basically just a rental agreement. I’ve seen lots of 24ft toyhaulers for sale at 40k just sitting because someone who bought in 2019 paid 27k brand new and is selling for 30k. The problem is the people who are selling for 40k got suckered into buying new for 45-50k during COVID lol.

 

[Havoc Powesports]

Number of homes increasing is a good thing in some ways, isn't it? They say the pricing is high due to the lack of inventory...
But...
I doubt that many people read this thread, and decided they should sell. What prompted this push? Were that many on the fence about selling, or are a lot of people in an adjustable?

Seeing and understanding what is going on is pretty important. I'm sure some others here don't know the "why's", so I figured I'd ask.

Here in TX its the time to list and sell. Either kids are graduating, families are moving, etc. Every late April, May, and June we get an influx of homes on the market this time of year due to the end of the school year. Parents want to move and be settled before the start of the next school year (mid/end August) So with closing times, etc its the perfect season as we call it.

 

[Done-it-again]

Where are you guys seeing the economy slowing to a point were people cant afford their stuff? Some people will hurt that are tied to the lending of homes due to higher rates, but not the majority.

People still want to travel for vacations, to me the RV is still the cheaper route to do so.... VS flying/hotel/car rentals.... I see this everyday and the prices are crazy for this. So you load up your fam of 5 and go camp.... might not drive as far due to fuel so closer trips it is and cook meals mostly every night.

 

[pronstar]

Near-term, the market is going to get worse for new cars, not better, due to lockdowns in China.
A slowing economy will help with the pain, but supply is getting tighter.

And a tight supply for new will put upward pressure on used.

 

[Todd Mohr]

Near-term, the market is going to get worse for new cars, not better, due to lockdowns in China.
A slowing economy will help with the pain, but supply is getting tighter.

And a tight supply for new will put upward pressure on used.

You are correct, my inventory levels are down for May from March-April on new cars. It was starting to trend in the right direction but now has reversed. Very hard to buy used at the auctions right now without over paying, going to be tough for a bit.

 

[JDKRXW]

Near-term, the market is going to get worse for new cars, not better, due to lockdowns in China.
A slowing economy will help with the pain, but supply is getting tighter.

And a tight supply for new will put upward pressure on used.

I think the lockdowns in China have nothing to do with C19 even though that's the reason being given.
Xi knows he's got to maintain demand by restricting production to avoid a complete meltdown that pre-pandemic production level would bring.

 

[77charger]

Where are you guys seeing the economy slowing to a point were people cant afford their stuff? Some people will hurt that are tied to the lending of homes due to higher rates, but not the majority.

People still want to travel for vacations, to me the RV is still the cheaper route to do so.... VS flying/hotel/car rentals.... I see this everyday and the prices are crazy for this. So you load up your fam of 5 and go camp.... might not drive as far due to fuel so closer trips it is and cook meals mostly every night.

I’m one who grew up camping it was cheaper for a long time. Heck even 10 years ago it was cheaper to take cab over tow boat to river and camp. Today it’s easier and cheaper getting a room.

Days of affordable towing trailer or driving rv are over. Small economy car and hotel room vs gas guzzler and campgrounds.

 

[clarence]

The average person in our GROUP is going to get far more out of s.s. than they put in.

SS has a return rate of ~2% above inflation. LOL

Thanks for nothing.

 

[FCT]

I’m one who grew up camping it was cheaper for a long time. Heck even 10 years ago it was cheaper to take cab over tow boat to river and camp. Today it’s easier and cheaper getting a room.

Days of affordable towing trailer or driving rv are over. Small economy car and hotel room vs gas guzzler and campgrounds.

Memories in a hotel room are not comparable to memories camping out as a kid. It’s a lot more work but I want my boys to have the memories of camping as a family like I had.

 

[530RL]

In 1940 when SS benefits began;

1) It was means tested regarding income whereas if one earned more than 14.99 per month benefits were withheld.

2) Men and Women were eligible at age 65 assuming they had enough quarters of work coverage.

3) The life expectancy of a male was 60.8 years and 65.2 years for women yielding a very small number of Americans reliant on SS.

 

[DRYHEAT]

If you guys would quit buying big fancy boats and big fancy houses and allocate your funds properly you wouldn’t have to worry about Social Security.

 

[Done-it-again]

I’m one who grew up camping it was cheaper for a long time. Heck even 10 years ago it was cheaper to take cab over tow boat to river and camp. Today it’s easier and cheaper getting a room.

Days of affordable towing trailer or driving rv are over. Small economy car and hotel room vs gas guzzler and campgrounds.

Sure , if you are driving a small economy car with a fam of 5. (Highly Doubt it) Then look for a hotel that will fit a fam of 5, then eat out every meal.

Don’t even talk about flying somewhere with a fam of 5 then rent and get a hotel. You priced out airline prices? I’m flying to Philly 2 weeks from now. $1500 round trip, car is $85 a day. Haven’t got the hotel room yet. Only staying for 24hrs.

Still cheaper with the trailer if you keep the drive down to 8hrs from home. You can even do trips more often and not just 1x a year.

 

[DRYHEAT]

I remember mom dad and three kids camping out of a two door sedan with tents on the ground. Felt like king of the world when we moved up to a full-size van with a fan and wet towels for air-conditioning at the river.

 

[FCT]

I remember mom dad and three kids camping out of a two door sedan with tents on the ground. Felt like king of the world when we moved up to a full-size van with a fan and wet towels for air-conditioning at the river.

Memories for a lifetime that a hotel can never match!