WELCOME TO RIVER DAVES PLACE

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  1. kalifornia10

    tramp stamp

    OMG... just got one a couple of weeks ago... can't figure out how to post it (On MAC). A scorpion... coming from my bum-crack
  2. kalifornia10

    Newbie checkin thread....

    I tried to be social... but??? I think there might be a couple of members that might know me (and never got into my pants) Which is why the are angry. :boobeyes:
  3. kalifornia10

    Sons Of Anarchy

    ... speaking from experience... I cannot bring myself to watch the show.
  4. kalifornia10

    Any other smokers on the board?

    I smoke Marlboro 100's myself and have notice that after drinking and somking the night before, when I wake up in the morning my throat feels as if I had smoke a whole pack, when in reality I only smoked maybe 10 MAX and then my throat is sore for days and it's hard for me to breath.
  5. kalifornia10

    Happy Birthday MRS. BORDSMNJ

    Happy Birthday :champagne:
  6. kalifornia10

    New pup

    I love him... how adorable.
  7. kalifornia10

    Hey Boat Cop Check out my new girl

    Beautiful Pup :D
  8. kalifornia10

    Refinance vs Loan Modification

    ' Dude, spin it how you want but you came out with the holier-than-thou attitude! My story has not changed. I never said I had equity. I said I wasn't UPSIDE DOWN, now I may be maxed out but that's that! As of yet... I am not in jeopardy of losing my house, I am current on my payments...
  9. kalifornia10

    Refinance vs Loan Modification

    From one TAX PAYER to ANOTHER... Thanks for the FREE advise Hot-stuff:champagne:
  10. kalifornia10

    Refinance vs Loan Modification

    I don't plan on my situation being permanent. Once business/economy pick up my hours and salary will be restored. Who is MHA set up for than? People who could NEVER afford to have a mortgage in the first place? Single, No dependents... trust me I pay my taxes! Outnumberd, the name f*g...
  11. kalifornia10

    I can handle the Big Boys ;)

    I can handle the Big Boys ;)
  12. kalifornia10

    Refinance vs Loan Modification

    I came here asking for advise because I honestly don't l know what to do. Before I signed the/a dotted line I wanted to make sure I was doing the right thing and "not" getting scammed! My situation in BLACK & WHITE 1st mortgage - $198,000.00, 30 year fixed - 5.625% APR 2nd mortgage -...
  13. kalifornia10

    Refinance vs Loan Modification

    Let us not be mistaken...You, my friend, started in with the eff'ed up attitude.
  14. kalifornia10

    Refinance vs Loan Modification

    Thank You Barry... Here's a Boobie-Flash for you :boobeyes:
  15. kalifornia10

    Refinance vs Loan Modification

    FWIW... I would NEVER take advantage of anything or anyone... The thing I have is PRIDE, which seems to be lacking greatly in society today!
  16. kalifornia10

    Refinance vs Loan Modification

    Excuse me... If you go back a read what I posted before flapping your BIG mouth you'd see that I said my hours and salary were cut 20% which... = "Lost Income"... pfft imagine that! AND how Dare you IMPLY that I am taking advantage of the system. Taking advantage of the system is for...
  17. kalifornia10

    Anyone drinkin' tonight?

    Haven't had a drop since Feb 6th :champagne:
  18. kalifornia10

    18 year old Raquel Welch................

    She still looks amazing!
  19. kalifornia10

    It's all good... give me what'cha got ;)

    It's all good... give me what'cha got ;)
  20. kalifornia10

    Refinance vs Loan Modification

    That is what my mortgage company CitiMortgage told me. I called them up as soon as my income/hours were reduced to see what my options were, after answering their questions I was told (twice), by Citi that I qualified for a loan modification. They are running 3 weeks behind and will call...
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