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RV/5th wheel Insurance

Parker Dreamin

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Picked up a new to me 5th wheel and want to insure it. Educate me on who has good rates, the must have, etc
So far I have a quote from Geico.
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Done-it-again

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Insurance for trailers is pretty inexpensive. I paid $220 a year or close to it for a 40' cyclone with State Farm.
 

grumpy88

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Bundle it with your auto /home policy .
 

Andy01

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Bundle it with your auto /home policy .

Good advise as that will help you get a group discount applied to it. I can write it with several carriers if you'd like me to quote it for you.
 

boataholic

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Insurance for trailers is pretty inexpensive. I paid $220 a year or close to it for a 40' cyclone with State Farm.
Fifth wheels are very reasonable. We have a older weekend warrior and I think it is $130 a year.
 

Parker Dreamin

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Our auto is with Geico.

Toy hauler is a Thor Tahoe 33TB 2003- quoted me $450 annual with road side service.
 

fishing fool

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Our 5th wheel was added to my truck insurance so was good on the road and added to the home when it sat there
 

Parker Dreamin

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Our 5th wheel was added to my truck insurance so was good on the road and added to the home when it sat there

I believe that is standard to be covered on Auto when in motion. This is more for when at campsite, parked or in storage.
 

BamBam

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Picked up a new to me 5th wheel and want to insure it. Educate me on who has good rates, the must have, etc
So far I have a quote from Geico.

Check Progressive. Our MH is insured through them and was better than the price if bundled with out auto and home (at a different co.) I do get a multi-line discount cause I insured my dirt bike also with Progressive.
 

Deja_Vu

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Check Progressive. Our MH is insured through them and was better than the price if bundled with out auto and home (at a different co.) I do get a multi-line discount cause I insured my dirt bike also with Progressive.

I use Progressive also for my RV and Boat.
Cars are with Geico.
 

Cole Trickle

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Make sure the policy has contents coverage and towing.....People load those things up with 5-15K worth of TV's and other crap and that is typically not covered by a regular policy that covers your cars.

The liability for a trailer/5th wheel is provided by the policy that covers the truck. If you wan't the Trailer to be covered for comp/coll it needs to be added and I don't know of a single property policy that would cover a trailer while parked at home. (people often assume cars,motorcycles and other things in the garage or side yard are covered by there home policy and that's just not accurate....If that's what they say have them send you a copy of the policy jacket or show you the RV listed on the Home policy)
 

spark2678

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'08 F450 and '08 41' KZ TH. Pay $750 a year for the combo (can drive separate or together, fully insured). Blue Sky RV insurance.
 

Parker Dreamin

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Make sure the policy has contents coverage and towing.....People load those things up with 5-15K worth of TV's and other crap and that is typically not covered by a regular policy that covers your cars.

The liability for a trailer/5th wheel is provided by the policy that covers the truck. If you wan't the Trailer to be covered for comp/coll it needs to be added and I don't know of a single property policy that would cover a trailer while parked at home. (people often assume cars,motorcycles and other things in the garage or side yard are covered by there home policy and that's just not accurate....If that's what they say have them send you a copy of the policy jacket or show you the RV listed on the Home policy)


Ended up going with Progressive - I did make sure it has towing and contents coverage. Total policy is $294 annual. Thanks for the heads up guys, saved me couple hundred bones.
 

Deja_Vu

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Sweet, I also recommend AAA+ with RV coverage for roadside assistance.
 

H20 Toie

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Call Devin
Even though 5 wheels are cheap he saved me money, plus he is fellow boater

Devin Wozencraft


(714) 263-2626 ▪ (866) 538-7660 Fax
17321 Irvine Blvd. Suite 201 ▪ Tustin, CA 92780
http://www.wozencraftinsurance.com

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TPC

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AAA.
When we got side-swiped they sent it back to the factory to be rebuilt.

No other insurer does that.
 

Hardly Satisfied

Riverside, CA & Havasu
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Picked up a new to me 5th wheel and want to insure it. Educate me on who has good rates, the must have, etc
So far I have a quote from Geico.
View attachment 525877

I have Good Sam Ins for my motorhome and when you are not using it they let you put it in storage mode and they sent you a refund check. Call them first and ask them about it. I had my motorhome Insurance first state farm and switched to good Sam more coverage let money.
 
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