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Cost of living in Havasu????

Gramps

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Anyone know what the average cost is to maintain a house in Havasu? 3 or 4 bedroom 3 bath ~ 2600 sqft....... newer house. Property taxes, water, electricity, gas....those type of things. I want to think running the A/C is a good size chunk of cash.
 

DRYHEAT

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Here’s the google ai answer 🤣

According to RentCafe, Lake Havasu City is the most expensive city in Arizona, with a cost of living 18% higher than the state average and 24% higher than the rest of the U.S.. Paradise Valley is the most expensive city in Maricopa County, with a median home price of $3,949,125 and a median rent of $3,452.
 

Melloyellovector

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Anyone know what the average cost is to maintain a house in Havasu? 3 or 4 bedroom 3 bath ~ 2600 sqft....... newer house. Property taxes, water, electricity, gas....those type of things. I want to think running the A/C is a good size chunk of cash.
A lived in full time home or a vacation home? utilities and taxes change for lived in versus vacation/2nd home
 

FreeBird236

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Anyone know what the average cost is to maintain a house in Havasu? 3 or 4 bedroom 3 bath ~ 2600 sqft....... newer house. Property taxes, water, electricity, gas....those type of things. I want to think running the A/C is a good size chunk of cash.
I'll try to give you a general Idea. Property taxes seem reasonable, not sure exactly how they figure them, but the taxable value is quite a bit lower than the actual market value, so a home that has a market value of about $550,000 has taxes around $2,000 a year. Our snowbird neighbor from Montana that pay that here claims their house in Montana with the same value is $ 5,000 a year. Now that type of value is more of a 3 bed 2 bath at around 16-17 hundred sqft, 4 bed 3 bath 2,600 can be significantly more depending on age, new construction can be double that, well above a million. House prices in Havasu are all over the place.

Water in Havasu is basically cheap, but it's also what they base your sewer charge off of. We keep our water usage to 5-7 units a month and our water, sewer, and trash is about $90.00 a month. A water unit is 748 gallons.

Although electric rates have recently gone up 14%, they are still much lower than we were paying in CA. Our house around 1700 sqft, with a radiant barrier, extremely good windows, but only a 12 seer 4 ton Goodman @ 20 years old has never had a $300 summer bill, that could change this year. The winter bill averages $120-$200.
 

DLC

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I believe Bullhead is cheaper for home prices and has more / better shopping Plus laughlin entertainment / dining shows not gambeling

buddy just bought 3/2 boat deep for $335 in a community nice clean but needed updates/ color & carpets
 

HNL2LHC

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I believe Bullhead is cheaper for home prices and has more / better shopping Plus laughlin entertainment / dining shows not gambeling

buddy just bought 3/2 boat deep for $335 in a community nice clean but needed updates/ color & carpets
You also have Mohave Valley as an option on lower cost of living. Downside is that you have to go out of town for fun or activities. In-laws in Laughlin were looking there as Laughlin is on the older side without the home features they were wanting. It was mainly an RV garage. They were thinking about moving to Mohave Valley as they were building new RV garage homes. This was about 4 years ago. They finally decided on staying put as they ended up pulling the plug on off-roading and RVing in the hot months of the summer.

@Gramps aren’t you in So Utah? Are you looking to get out of there Or just just looking to switch things up for diffract seasons? Keep in mind as we age medical might be a huge consideration as well. For that you have Kingman, Vegas and Phoenix as key medical facilities. I am hoping that we can make Havasu work for quite a few more years. Best of luck in your fact finding exploration. 👍
 

EarpRider

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I have a newer 2000 Sq ' house, 3 bed, 3 bath. Mortgage $2100, taxes under $3,000,insurance $1,800.
Water stays around $95, electricity goes from $120 to $500 depending on the month - with pool pump, two mini splits, and house AC.
Screenshot_20240518-132230_Chrome.jpg
 

kurtis500

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Here’s the google ai answer 🤣

According to RentCafe, Lake Havasu City is the most expensive city in Arizona, with a cost of living 18% higher than the state average and 24% higher than the rest of the U.S.. Paradise Valley is the most expensive city in Maricopa County, with a median home price of $3,949,125 and a median rent of $3,452.
A median rent of $3,452 in PV?? Did they make a typo?
 

Not So Fast

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All I know for sure after living here since 2002 is that COL back then was a main reason we moved here but that aint true no mo !!!!!!!!!!!!!! As I remember our taxes were around a grand, now $2300 (1700 sq ft house, with pool valued at about $750,000) EVERYTHING has gone way up, its a bitch !!!!!!!!!!!!!!!!!!!
NSF
 

DRYHEAT

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All I know for sure after living here since 2002 is that COL back then was a main reason we moved here but that aint true no mo !!!!!!!!!!!!!! As I remember our taxes were around a grand, now $2300 (1700 sq ft house, with pool valued at about $750,000) EVERYTHING has gone way up, its a bitch !!!!!!!!!!!!!!!!!!!
NSF
It’s those damn Californians! 🤣
 

EarpRider

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All I know for sure after living here since 2002 is that COL back then was a main reason we moved here but that aint true no mo !!!!!!!!!!!!!! As I remember our taxes were around a grand, now $2300 (1700 sq ft house, with pool valued at about $750,000) EVERYTHING has gone way up, its a bitch !!!!!!!!!!!!!!!!!!!
NSF
$1,300 in 22 years isn't that bad.🤷‍♂️
 

mash on it

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City data.com/lake Havasu
Loads of info/Data
Scroll down to the bottom, cost of living calculator vs income, current home city/ state, etc.

Dan'l
 

Angler

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What is the percentage increase that AZ can charge for yearly property taxes?
 

dspracing

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This map will help with property taxes. You can click around and see what everyone pays.


During our home build, I asked the county about the tax value process as it is an owner builder so there is not a transaction amount involved like if we had hired a builder. They stated an inspector will review the home, count fixtures, rooms, etc and determine a value. Her recommendation was to use this site to find similar homes and determine the approx annual taxes that way.
 

rivermobster

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What in the fucking fuck???


Senior Citizen Property Tax Refund Credit

Eligible taxpayers 65 years of age or over receives a refundable credit on the state’s income tax for a portion of property taxes or rent paid. The credit is based on both income and taxes or rent, larger credits for lower income applicants. The maximum credit is $502.

Eligibility

Eligible applicants must be at least 65 years old or older during the taxable year or if under 65 and a recipient of Supplement Security Income.
Applicant must have resided in Arizona the whole year and paid property taxes or rents for the entire year.
They must also occupy their property as a primary residence
Your total household income was less than $3,751 if you lived alone. If others lived with you, your total household income was less than $5,501. The income requirement excludes social security benefits, railroad retirement benefits, and veteran’s disability pensions.
 

DRYHEAT

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What in the fucking fuck???


Senior Citizen Property Tax Refund Credit

Eligible taxpayers 65 years of age or over receives a refundable credit on the state’s income tax for a portion of property taxes or rent paid. The credit is based on both income and taxes or rent, larger credits for lower income applicants. The maximum credit is $502.

Eligibility

Eligible applicants must be at least 65 years old or older during the taxable year or if under 65 and a recipient of Supplement Security Income.
Applicant must have resided in Arizona the whole year and paid property taxes or rents for the entire year.
They must also occupy their property as a primary residence
Your total household income was less than $3,751 if you lived alone. If others lived with you, your total household income was less than $5,501. The income requirement excludes social security benefits, railroad retirement benefits, and veteran’s disability pensions.
I’m not sure I understand your question.🤣 The article you linked was kind of bizarre, yes. There is a tax freeze for seniors.
 

kurtis500

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I couldn’t personally tell you because I live in Havasu, but I understand Paradise Valley is quite pricey. 🤷‍♂️
That seems way too low. $3500 monthly would be a steal in PV

A quick look on zillow shows a low of $5400 for a house and a high of 55K a month. Crazy
 

badgas

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2023 $9,124.00

Havasu Water & Trash , Unisource electric, Everclear pool service , Havasu pest control , Tree trimming , A&B Propane

Property taxes are $1700

3/2 1,400 sqft with a pool jacuzzi and fire pit.

Internet is $69 monthly
 

Not So Fast

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Where/how is this tax freeze located , I would like to try and get it
 

DRYHEAT

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Where/how is this tax freeze located , I would like to try and get it
I think several years ago when my dad looked into it you had to have an income of less than $37,000 or less. He didn’t qualify. that’s what I remember, but I could possibly be wrong.
 

rivermobster

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I’m not sure I understand your question.🤣 The article you linked was kind of bizarre, yes. There is a tax freeze for seniors.

Well my first question is...

Who the hell makes less than 3,700 AND owns a home?!?!

In other words, AZ just said...

Hey! Look what we did for you! Too bad you'll never meet ALL the qualificatiins though! 🤣😜
 

mash on it

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$3751.00 (yearly) TAXABLE INCOME above and beyond social security ($22,320/year, minimum). And other specific retirement income.
Max credit is $502.

Currently my property taxes are in the $1000 range right now.

Definitely doable when I retire, in 8 years.

Dan'l
 
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rivermobster

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$3751.00 (yearly) TAXABLE INCOME above and beyond social security ($22,320/year, minimum). And other specific retirement income.
Max credit is $502.

Currently my property taxes are in the $1000 range right now.

Definitely doable when I retire, in 8 years.

Dan'l

I'm no baller by any means, but...

I definitely make more than 3700 a year, after all their "exemptions".

Or maybe I'm reading it wrong??

I hate math. 😜
 
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