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Boat Loans

RIVERBORN

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Sorry, but PPP loans are over. Lol. Just kidding, and no I never got one.
 

Wizard29

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Be pretty tough to get a loan on a '98. 25 years old. I've seen some lenders go back as far as 15 years, but that's about it. Not saying there aren't any that will do it, but it would be surprising. You could try America First Credit Union and see what they say.
 

oldschool

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I’ve used America First Credit Union a couple times, easy to work with.
 

Ace in the Hole

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Lightstream, USAA, Navy Fed etc. Credit union or a personal loan likely due to age. Had someone I know wanting to buy my boat, the rates killed that deal, but I also haven't been an aggressive seller. Toy financing is getting tight, as are a lot of other sectors...
 

HNL2LHC

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If you are going the route of a loan be sure that you include annual services for the first decade……
 

RiverDave

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For something that’s older I’d call America first.

For something that’s newer I’d probably call Jody Hamilton (888) 231-9043

Or Devin 1 (949) 254-4555


Also kinda depends on what it is. My pontoon went right through pacific marine center they own their own finance company and the rates were crazy competitive. I think they only do it for their own sales though.
 

ChrisV

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If you are going the route of a loan be sure that you include annual services for the first decade……
Its outboards. So won't be too bad. Just bad on fuel. haha

But I can do my own services on boats. Easy stuff.
 

Tank

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Im curious to hear what the interest rate and terms are as well. So glad We own our boat outright. First time I’ve not had a loan on a boat. It makes things a lot more pleasant.
 

ChrisV

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Im curious to hear what the interest rate and terms are as well. So glad We own our boat outright. First time I’ve not had a loan on a boat. It makes things a lot more pleasant.
Will do. I've been wanting this boat for many years. Always missed it. Came up again so I said fuck it.

Just waiting for the loan companies to call/email back.
 

sintax

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Its outboards. So won't be too bad. Just bad on fuel. haha

But I can do my own services on boats. Easy stuff.

Outboard(s) PLURAL, now you've peaked my interests.

need some pics now...
 

HBCraig

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Who's the go to for boat loans?

Boat is an 98 though.... Not sure if that will affect it.



P.S not everyone is a baller on here.
My first boat I bought was used. We setup an account with a credit union. It was great

Show us pics!
 

JFMFG

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Hamilton marine is who we used. Jody is on top of it and made the process a breeze.
 

Tank

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Will do. I've been wanting this boat for many years. Always missed it. Came up again so I said fuck it.

Just waiting for the loan companies to call/email back.
Looking forward to seeing what you get!! Congrats, or pre congrats I should say. 😁👍👍 Hoping everything comes together for you.
 

ChrisV

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Y'all need to relax hahaha. Jody just called. Boat is too old. Needs to be 2003 and up.
 
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