Boat Insurance To Launch At Pirates?

[Dcb.blake]

I’ve only been asked when getting a slip. They do ask for vehicle insurance and reg like the pic says.

 

[n2otoofast4u]

if he has the sack to run it that long. lol. kidding. I put about 30 miles on it during a river trip a few summers ago, but this was the lower river south of Parker on Father's Day weekend. It was rough, but not that rough.

LOL!!! You of all people!

Longest I’ve been in it to this point was 8.3 seconds. I don’t need to tell you what happens in that time frame. I think we’re sorted, I’m going to launch at Pirates, rumble to the beach, enjoy the day, put it back on/in the trailer and make the trek home to our spot where I’m comfortable and will stretch the legs on the new motor there. @cyclone will agree I’m sure, this isn’t the average river racer vessel. I respect it because it commands the respect. It’s not a questionable water ride, but if the water is good, I’d be happy to line up.

 

[cyclone]

LOL!!! You of all people!

Longest I’ve been in it to this point was 8.3 seconds. I don’t need to tell you what happens in that time frame. I think we’re sorted, I’m going to launch at Pirates, rumble to the beach, enjoy the day, put it back on/in the trailer and make the trek home to our spot where I’m comfortable and will stretch the legs on the new motor there. @cyclone will agree I’m sure, this isn’t the average river racer vessel. I respect it because it commands the respect. It’s not a questionable water ride, but if the water is good, I’d be happy to line up.

8.3 seconds at WOT in that thing is livin! Its definitely not your average lake boat. have fun. take pics for the rest of us who can't make it.

 

[ElectroNautical]

I’m not sure what having boat insurance would do the for the resort? It isn’t like they are additional insured?

If the ramp is charging money to launch...and that part of the business is under the same legal entity as the resort...then the resort could be liable if (for example) someone's boat caught fire at the ramp and injured people or damaged property.

If it's 'pay-per-launch', then it wouldn't be practical (or necessary) to have the resort as a named insured.

Would have talk to the owner of the ramp to be sure, but I'd guess their insurance provider requires 'due dilligence' in operating the ramp business and I can see how that would mean checking ramp customers for insurance, at least for liability insurance. Especially after all the losses paid out in recent years attributed to uninsured or uninsurable boats catching fire.

At the northern end of my business, people used to be able to shrink-wrap their own boats until one guy started a fire with his propane wrapping torch and burned up 30 other boats (most with full tanks of fuel). He had insurance, but nowhere near enough to cover the costs to his neighbors or the marina. Since then no marina allows anyone to do thier own shrink wrap.

It only takes one idiot to ruin things for everyone...

 

[ElectroNautical]

Plus CA state parks don’t require insurance to launch a boat, unless it is a commercial vessel. Park Moabi is still a state park, with the vendor concessions being Pirates. I can’t see Pirates going beyond state park requirements.

Any liability for negligence or other stupidity at the facilities at a State Park is covered by taxpayers. Pirates is a commercial enterprise so their insurance company can make whatever rules they want to in exchange for underwriting the risk.

 

[ElectroNautical]

Absolutely not. To this point, nobody will touch it.

Did anyone tell you why not? Too much horsepower? Engine mods including dry exhaust? Usually they don't just say no, but might require you to have a survey, and if your boat is in the 'high-risk' class you'll pay through the nose, and probably every other orfice. Boat US (Geico) will not touch race boats. Specialty insurers will. Send me a DM if you want referrals.

 

[wzuber]

I have a feeling that’s going to become more and more common.

Yep...the more illegals and no repurcussions from lawless behaviour many peeps will just say fukit and roll the dice to save $$$....
Can u say caos & annarchy?
I knew you could....ha

 

[wzuber]

How can they make you have insurance when its not required by law to have it on a boat?
We have been camping at Pirates for the last 20 years since it was Park Moabi. Only ever had to show RV insurance.

Private property.....protecting themselves from the myriad of potential problems/lawsuits if some clown burns down his & other boats in the p-lot etc. They want somebody else to absorb that $$ hit. Can't really blame them these days w/all the clueless covid boaters etc.

 

[wzuber]

if he has the sack to run it that long. lol. kidding. I put about 30 miles on it during a river trip a few summers ago, but this was the lower river south of Parker on Father's Day weekend. It was rough, but not that rough.

What's bare hull weight on that beauty? I'd imagine pretty dang light? 400# range?
In the late 70's early 80's my uncles Earl Smith texas tunnel was sub 300# bare as I recall. When I asked him whats it feel like going down the track he said "the bottom feels like a rubber raft" going down the course @ blue water. That's "smooth" water.
No way I'd want to take a nice piece like that out on the water on a busy day/weekend unless very early/late before all the knuckle heads get out there. I'd at least stuff a bunch of inflated inner tubes under the deck/gunnels just as added insurance if the worst case scenario happened....cheap insurance of a quicker/safer salvage/recovery operation.

 

[cyclone]

The bare hull weighs a bit over 400lbs. The bottom is pretty thick but the sides and deck of the hull are super thin. When you run over a boat wake the entire bow moves around and flexes up and down but the bottom has a very solid feel to it.

 

[wzuber]

On my uncles, just warming the engine on the trailer in preparation for a round the deck and sides flexed a bunch. Haha Defenantly not a river boat. He did enevtually set a record w/it in ubfj around 1983/4 @ around 131/3 mph. That memory is getting fuzzy. That was when they were just starting to figure out the keel rocker setup. Prior to that was misc. Keel "bumps" to help load the pump efficiently. Once Earl figured out the rocker location & height etc for that hull and shared that info with my uncle he jumped up abt. 10 mph right off the bat. Then worked from there tuning the shoe, ride plate etc. to dial in a couple more mph until he maxed at record speed for the era. Good times.

 

[lenmann]

Private property.....protecting themselves from the myriad of potential problems/lawsuits if some clown burns down his & other boats in the p-lot etc. They want sebody elsevto absorb that $$ hit. Can't really blame them these days w/all the clueless covid boaters etc.

Isn't Pirates a concessionaire of the property which is owned/held in the public trust by San Bernardino County?

Granted, their insurance carrier may have imposed certain requirements as an operator on the facility,

 

[wzuber]

Isn't Pirates a concessionaire of the property which is owned/held in the public trust by San Bernardino County?

Granted, their insurance carrier may have imposed certain requirements as an operator on the facility,

To be honest len, I have no idea personally how that property is held..

 

[Ace in the Hole]

To be honest len, I have no idea personally how that property is held..

It’s a concession lease type of deal… But again while it’s under concessions/lease from the state/feds/whoever it is their’s to dictate the rules on… Just like the Riviera does..

 

[floatn turd]

Just PhotoShop whatever insurance card you need.

Those dumb broads behind the counter won’t know what the hell their even look’n at.
I’ve heard some unscrupulous people even Photoshop their launch ramp pas as well.

Terrible!

 

[Good Stuff]

Could you imagine if they Instituted that kind of policy at public ramps like site six? It would be a ghost town lol

I honestly feel like it should be similar to how states treat vehicles. At least some kind of liability coverage required just to be registered. There are a lot of “Qualified Captains” out there behind the wheel.

 

[Warlock1]

So how about some pics of this beast for us people that can't see in person.....

 

[n2otoofast4u]

So how about some pics of this beast for us people that can't see in person.....

Great pics right here.

2021 19' Placecraft "Game Over"

2021 19' Placecraft. Motor is brand new besides test time, all the EFI and CO2 system was built by Mike Finnegan. Motor was built by Shafiroff Racing and set up for 1500hp. It's a 588 Dart 10.2 Block w/CNC Dart ported heads. 80mm Turbos. 50mm waste gates. Holley Dominator ECU. CO2 system...

www.riverdavesplace.com

 

[ElectroNautical]

Private property.....protecting themselves from the myriad of potential problems/lawsuits if some clown burns down his & other boats in the p-lot etc. They want somebody else to absorb that $$ hit. Can't really blame them these days w/all the clueless covid boaters etc.

Yes...a crapton of covid refugees bought live-aboard boats and RV's so they could still go on vacation and not have to stay in a hotel or ride on a plane or stand in security lines at the airports. Covid boaters were almost all first time boat owners, and hence clueless. Used boat/RV prices peaked at the end of the 'covid bump' late 2022 and have been trending down rapidly since then.

 

[RACER J]

The bare hull weighs a bit over 400lbs. The bottom is pretty thick but the sides and deck of the hull are super thin. When you run over a boat wake the entire bow moves around and flexes up and down but the bottom has a very solid feel to it.

My Placecraft always felt pretty solid, even in the deck area. Never really took it in rough water but definitely ran across a few rollers!

 

[cyclone]

My Placecraft always felt pretty solid, even in the deck area. Never really took it in rough water but definitely ran across a few rollers!

this particular one was laid up very light, especially for a fiberglass hull. I wouldn't recommend running it over rollers very often. its bound to develop stress cracks.

 

[done]

Boat insurance isn’t even a requirement.
odd they would make you have to launch. Take it across to jack smith and drive down, or topock and drive up
or leave on trailer in front of pirates so people can see there

Tried to offroad and pay there fee there,They said no ins you can not enter. I laughed and said there is no law to carry ins on a UTV ! I told them i had a old Quad worth
$300....They said ,No.