15 year fixed at 2.78%

[TPC]

Was at B of A this morning,, 15 year fixed 2.78%. 30 year flirting around 3 and change.
That is amazing.

 

[Forensic]

That's good on a new loan.

BofA will write off 300k on the neighbors house in a short sale but wont even talk to me on the phone about a modification. I can't refi, no equity in the house left. If I walk and try to buy again they say I defaulted. Fuking system.

It's got me feeling guilty of being white...

 

[RVRKID]

I finally had my loan mod go thru with BofA, after having somebody work on it since Sept, and have my first payment due July 1st. If you want a number of my guy PM me, you don't pay unless it goes thru.

 

[shintoooo]

That's good on a new loan.

BofA will write off 300k on the neighbors house in a short sale but wont even talk to me on the phone about a modification. I can't refi, no equity in the house left. If I walk and try to buy again they say I defaulted. Fuking system.

It's got me feeling guilty of being white...

Same here but I said fuck it and missed two payments and they modified my rate and dropped $40K off my principal balance. My rate for the remaining of my mortgage (25 years) is 3.1%. I did it all by myself. All the paperwork etc...

Sure my credit got screwed but It's only temporary and I don't need to buy anything at the moment. Also the mortgage is only under my name so my wife's credit is great if we ever need anything.

 

[3queens]

hey Tamalewagon
whats the going rate on 30yr

 

[Tamalewagon]

Was at B of A this morning,, 15 year fixed 2.78%. 30 year flirting around 3 and change.
That is amazing.

www.scottwenhe.com. check them.

 

[cxr]

yeah i jumped on it this morning when i heard the news and applied online for a refince through my current mortgage lender and this is what they said:

Updated for 15 year, but remember, the lower your loan size the higher your rate. Best rates come from loans with $250k+, a no cashout refy, and to get under 3% they would still need to buy a point. I am quoting you 0 points

New loan 3.5%

btw: this is Chase

 

[Tamalewagon]

hey Tamalewagon
whats the going rate on 30yr

LOL...well then.

 

[Tamalewagon]

yeah i jumped on it this morning when i heard the news and applied online for a refince through my current mortgage lender and this is what they said:

Updated for 15 year, but remember, the lower your loan size the higher your rate. Best rates come from loans with $250k+, a no cashout refy, and to get under 3% they would still need to buy a point. I am quoting you 0 points

New loan 3.5%

btw: this is Chase

If you're in CA, PM me your details. Bet I can beat that. :thumbsup

 

[HOOTER SLED-]

Same here but I said fuck it and missed two payments and they modified my rate and dropped $40K off my principal balance. My rate for the remaining of my mortgage (25 years) is 3.1%. I did it all by myself. All the paperwork etc...

Sure my credit got screwed but It's only temporary and I don't need to buy anything at the moment. Also the mortgage is only under my name so my wife's credit is great if we ever need anything.

Working the system doesn't suck.

 

[carlski]

Would love to talk to your guy. I'm with B of A also

 

[3queens]

Would love to talk to your guy. I'm with B of A also

Give Scott aka Tamalewagon here on the boards a try....good peeps
real easy and trustworthy
used him just last year :thumbsup

 

[Tamalewagon]

Just responded via email to those with questions.

 

[ShockwaveBobSquarePants]

We are in the process of refi with BofA, 15 year at 3.26%. That's about the best we're going to do.