The Mortgage Market Update Guy

[HgH Vltg]

The thread title is exactly what I said to myself about a month ago when I was trying to figure out who to go to for a refi on our house, "hey what about the mortgage update guy from RDP?"

Fast forward to now, we're a few weeks closed, Scott put in a ton of leg work and made a game time call for the ages to lock our rate at a very specific time, and boy oh boy, Scott drinks for free if we're ever in the same vicinity.

I won't go on and on, but Scott did well by me and my family, and with things continuing to improve hopefully, everyone thinking about refinancing or purchasing to chat with Scott for sure.

@Tamalewagon

*this is not a paid advertisement!

 

[evantwheeler]

The thread title is exactly what I said to myself about a month ago when I was trying to figure out who to go to for a refi on our house, "hey what about the mortgage update guy from RDP?"

Fast forward to now, we're a few weeks closed, Scott put in a ton of leg work and made a game time call for the ages to lock our rate at a very specific time, and boy oh boy, Scott drinks for free if we're ever in the same vicinity.

I won't go on and on, but Scott did well by me and my family, and with things continuing to improve hopefully, everyone thinking about refinancing or purchasing to chat with Scott for sure.

@Tamalewagon

*this is not a paid advertisement!

Scott is the most professional person I've ever worked with. A true master of his trade.

 

[Xring01]

Should I refinance my 15 year 1.99%…
Yep, I am bragging…

 

[Xtrmwakeboarder]

@Tamalewagon is the man. I’m back in CA and will be going to him next summer for a purchase. Tried during COVID but the market was insane

 

[Havasu blue label]

Should I refinance my 15 year 1.99%…
Yep, I am bragging…

You should have your home paid off in 5 years with that rate

 

[mbrown2]

Scott is the man....even though I am in the industry, I have used him several times and go to him for advice on timing based on market indicators...

 

[ChumpChange]

You should have your home paid off in 5 years with that rate

Why? You should never pay it off as you would be costing yourself money. You should invest any extra money into CDs at double the rate.

And yes I didn’t say the market because I’m sure if I did some people would say you could lose money there. So I used the most safe and secure method of investing.

 

[Xring01]

Why? You should never pay it off as you would be costing yourself money. You should invest any extra money into CDs at double the rate.

And yes I didn’t say the market because I’m sure if I did some people would say you could lose money there. So I used the most safe and secure method of investing.

You and I agree…
But I am paying it off earlier than the 15 years. Just because I want it paid off.

If you see the PLTR thread… yeah I am also active in the markets at the same time.
Saying all of that, I am maxing the 401Ks…

At this stage in my life (53 ish), time for me to focus on my retirement needs. Which is what I am doing.
Going further.. I dont buy new Cars, or new Toys (SxS, Toyhaulers, boats)… yes I have nice things, but I only spend my hard earned money when I am getting a great deal. If not, I wait until the right deal comes along.

Hopefully I can continue my current earnings into my 60’s, hopefully thats enough.

 

[Tamalewagon]

The thread title is exactly what I said to myself about a month ago when I was trying to figure out who to go to for a refi on our house, "hey what about the mortgage update guy from RDP?"

Fast forward to now, we're a few weeks closed, Scott put in a ton of leg work and made a game time call for the ages to lock our rate at a very specific time, and boy oh boy, Scott drinks for free if we're ever in the same vicinity.

I won't go on and on, but Scott did well by me and my family, and with things continuing to improve hopefully, everyone thinking about refinancing or purchasing to chat with Scott for sure.

@Tamalewagon

*this is not a paid advertisement!

Thank you for your kind words. I'll make sure we're in the same vicinity...I'm thirsty. It was my absolute pleasure working with you to get your refinance done and I'm grateful you gave me the opportunity to earn your business.

 

[Bpracing1127]

Speaking of, what are 30 year fixed rates at these day!

 

[Orange Juice]

You and I agree…
But I am paying it off earlier than the 15 years. Just because I want it paid off.

If you see the PLTR thread… yeah I am also active in the markets at the same time.
Saying all of that, I am maxing the 401Ks…

At this stage in my life (53 ish), time for me to focus on my retirement needs. Which is what I am doing.
Going further.. I dont buy new Cars, or new Toys (SxS, Toyhaulers, boats)… yes I have nice things, but I only spend my hard earned money when I am getting a great deal. If not, I wait until the right deal comes along.

Hopefully I can continue my current earnings into my 60’s, hopefully thats enough.

It’s ok to own new stuff if you plan on keeping it for 20 years or more, but I absolutely wont settle for the stripped down version if I do.

 

[HgH Vltg]

@Tamalewagon is the man. I’m back in CA and will be going to him next summer for a purchase. Tried during COVID but the market was insane

I just have totally lost track. What happened to your new build out of state?

 

[Xtrmwakeboarder]

I just have totally lost track. What happened to your new build out of state?

Finished it, loved the house and miss it, hated summer weather and the bugs, lost my fully remote job, got a new job in CA, moved back by the beach. A lot more too it, but that’s the short story

 

[Tamalewagon]

Speaking of, what are 30 year fixed rates at these day!

PM me your specific scenario.

 

[LAVEYNICK]

Scott is the best in the biz!

 

[Tamalewagon]

Scott is the best in the biz!

Thanks Nick.