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Gas pump limit

Socalx09

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Even without the high gas prices, I always wondered why if you use your card at the pump, it stops at $100. Suburban is always over $100 right now. Pumped last night at a gas station that was closed inside so it stopped at $100. So it got me thinking. I’m guessing security for your card. I don’t mind going inside, just curious the reason.
 

2FORCEFULL

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Even without the high gas prices, I always wondered why if you use your card at the pump, it stops at $100. Suburban is always over $100 right now. Pumped last night at a gas station that was closed inside so it stopped at $100. So it got me thinking. I’m guessing security for your card. I don’t mind going inside, just curious the reason.
you should fill up at 1/2 a tank.... the fuel in the tank is what cools the fuel pump...
 

Socalx09

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you should fill up at 1/2 a tank.... the fuel in the tank is what cools the fuel pump...
Probably should do that more often! I get lazy. It’s usually a lake trip so that’s why it’s usually a 1/4 of a tank once we reach back home or Havasu.
 

TPC

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Even without the high gas prices, I always wondered why if you use your card at the pump, it stops at $100. Suburban is always over $100 right now. Pumped last night at a gas station that was closed inside so it stopped at $100. So it got me thinking. I’m guessing security for your card. I don’t mind going inside, just curious the reason.
It's a hassle at the truck stops.
Card readers on the pump don't work unless you have a commercial account.
At $100 you have to go back in and reset the purchase.
 

rrrr

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Around me they're also $100. Back when I had a diesel Excursion and diesel was almost $4 a gallon, they were set at $75. With a 44 gallon tank, that was a pain in the ass.
 

monkeyswrench

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I read that it has to do with the electronic transfer. Something like the delay between sticking card in, and pump being ready, their CC service contacts card carrier. They want to make sure they don't get stiffed.

I agree, sucks. My primary vehicles are a 1 ton and an Excursion...
 

wallnutz

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It's a hassle at the truck stops.
Card readers on the pump don't work unless you have a commercial account.
At $100 you have to go back in and reset the purchase.
Paid to fill up my buddies DP motorhome did the cash route it was .15 a gallon cheaper. Total was $385, went into pay and they said they don’t take $100’s tried to make me pay with a card at the higher price.:rolleyes:
Turns out they will take $100’s
 

rrrr

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you should fill up at 1/2 a tank.... the fuel in the tank is what cools the fuel pump...

That's why there are tens of thousands of fuel pump failures every year and all manufacturers have had to issue SDRs and recalls to fix them.

:rolleyes:
 

TPC

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Wife has a no limit AMEX card that cuts off at $100 and a fraud alert texts in on her phone. She has to clear the text with a response or the card shuts off.
She called trying to get it lifted to a higher amount, nope, they wouldn't do it on fuel purchases.

We charged about $64 on our Shell Cards and the bill came in almost $900.
A month into fraud investigation finally settled. Their were eight $99 unauthorized fraud purchases on it.
Evidently gas station CC fraud is epidemic right now.
 

CJ_Donahue

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I called Amex a few years ago after having $100 max on three different cards filling the Tahoe and Boat. I was told by Amex the $100 limit is to prevent a very old credit card theft. Before the limit someone qould steal a card and either fill a huge tank on a trailer or keep a pump open charging $20 cash a tank for every car which arrives. I was told I could not remoce the limit but they offered to open me three more accounts.
 

Shlbyntro

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Has more to do with the stations card processors. When you swipe your card, it will place a $100 "hold" against your card. Basically it verifies that the funds are in your account and it prevents any other vendors from placing a charge against said funds. Seeing as how most people only keep a few hundred dollars in their checking accounts at any given time and transfer in money from their savings accounts as needed, $100 suits the balance between a full tank on most vehicles and not tripping the insufficient funds alert on the pump. Some card companies will have their own internal red flags that will trip from a gas pump and vary from card carrier to carrier though
 

Moody

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Paid to fill up my buddies DP motorhome did the cash route it was .15 a gallon cheaper. Total was $385, went into pay and they said they don’t take $100’s tried to make me pay with a card at the higher price.:rolleyes:
Turns out they will take $100’s
Where do you pump first and pay second?
 

Flying_Lavey

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you should fill up at 1/2 a tank.... the fuel in the tank is what cools the fuel pump...
That's why there are tens of thousands of fuel pump failures every year and all manufacturers have had to issue SDRs and recalls to fix them.

:rolleyes:
Yeah, I've heard that theory before and it makes sense and I'm sure it helps.... But running the tank low ain't gonna shorten the life of a pump any measurable amount. If that was the case, what is the purpose of putting them in the tank and cutting the useable tank capacity in half?

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Flying_Lavey

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Has more to do with the stations card processors. When you swipe your card, it will place a $100 "hold" against your card. Basically it verifies that the funds are in your account and it prevents any other vendors from placing a charge against said funds. Seeing as how most people only keep a few hundred dollars in their checking accounts at any given time and transfer in money from their savings accounts as needed, $100 suits the balance between a full tank on most vehicles and not tripping the insufficient funds alert on the pump. Some card companies will have their own internal red flags that will trip from a gas pump and vary from card carrier to carrier though
That USED to be the case. I haven't had that happen in years. And yes, my cards and accounts have tested that theory many times.

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nameisbond

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In Washington State the pump limit is $100, kind of sucks. Here in BC its the law we have to prepay all gas purchases. You can set the pump limit yourself, so there is no limit. Its nice when you are filling big tanks.
 

Shlbyntro

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In Washington State the pump limit is $100, kind of sucks. Here in BC its the law we have to prepay all gas purchases. You can set the pump limit yourself, so there is no limit. Its nice when you are filling big tanks.

You're that person that crosses the border for fill ups aren't you? ;)
 

Hullbilly

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Around me they're also $100. Back when I had a diesel Excursion and diesel was almost $4 a gallon, they were set at $75. With a 44 gallon tank, that was a pain in the ass.

Yes sir, I was just in Illinois with my Excursion and the $75 limit is pretty annoying
 

Singleton

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I have Shell, Chevron and Mobil gas cards.
Called all of them and had my limit set at 250. Took a few calls and escalations, but makes filling up easier.
 

was thatguy

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Wife has a no limit AMEX card that cuts off at $100 and a fraud alert texts in on her phone. She has to clear the text with a response or the card shuts off.
She called trying to get it lifted to a higher amount, nope, they wouldn't do it on fuel purchases.

We charged about $64 on our Shell Cards and the bill came in almost $900.
A month into fraud investigation finally settled. Their were eight $99 unauthorized fraud purchases on it.
Evidently gas station CC fraud is epidemic right now.

It always has been. But yeah it’s likely worse now than ever.
 

NicPaus

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Depending on the truck the 1500 1 swipe the 2500 2 swipes the 3500s 3 swipes.
 

zhandfull

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Brought a $300.00 cash card from Costco to put gas in the motorhome, even it shut off at $150.00
Had to reset pump to finish filling up.
 

Hallett Dave

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Costco used to do this to me in CA during the high fuel prices.
I would just re-insert my debit card and continue filling the tank in the Ram.
I No longer have to deal with that scenario in CA as I got the fuck out of that sanctuary socialist state.
I never towed the Hallett with full tanks, I always waited until I got to AZ or NV.
I have not had that cut off limit since I moved to AZ.
Walking into an establishment and telling the cashier you are not sure how much fuel you are going to need has never been that much of a hassle to me.
YMMV
 

LargeOrangeFont

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Yeah, I've heard that theory before and it makes sense and I'm sure it helps.... But running the tank low ain't gonna shorten the life of a pump any measurable amount. If that was the case, what is the purpose of putting them in the tank and cutting the useable tank capacity in half?

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The fuel pump is cooled by fuel...it helps longevity if it is submerged.
 

Flying_Lavey

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The fuel pump is cooled by fuel...it helps longevity if it is submerged.
Yeah, that's the theory. And I'm sure it helps it. My point being running it low likely has a very marginal effect on the pump life span. I've actually had the check valve in the pump fail multiple times and never had my actual fuel pump fail in any of my vehicles and I never abide by the "half tank rule".

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LargeOrangeFont

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Yeah, that's the theory. And I'm sure it helps it. My point being running it low likely has a very marginal effect on the pump life span. I've actually had the check valve in the pump fail multiple times and never had my actual fuel pump fail in any of my vehicles and I never abide by the "half tank rule".

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In a modern car with a returnless fuel system it is less of a problem than it used to be, because the pump is recirculating and heating the fuel a lot less on an empty tank.
 

LC925

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Paid to fill up my buddies DP motorhome did the cash route it was .15 a gallon cheaper. Total was $385, went into pay and they said they don’t take $100’s tried to make me pay with a card at the higher price.:rolleyes:
Turns out they will take $100’s

Ha, kinda reminds me of us partying for my brothers wedding. After everyone was trashed we decided to order pizza, like 12 of them. Total was about $85 from Dominos ($5.99/each if buying 3 or more I think). They show up and I hand them $100 bill... “sorry we can’t take $100 bills” I said keep the change. “No we can’t take $100’s” when I said thanks for the pizza he got on the phone with the manager. “Sir it’s store policy... blah blah blah”

Look I understand if my order is $20 and hand you $100 but it was damn near the full value and was being generous for the delivery guy. All said and done, had to pay with my card over the phone and he only got $5 since that was the only other bill I had SORRY
 

TPC

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It always has been. But yeah it’s likely worse now than ever.
We had some limits on some cards but the AMEX had none. That's why we always used it.
Boat took 200 gallons at $7.50 per.
 

CarolynandBob

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It's a hassle at the truck stops.
Card readers on the pump don't work unless you have a commercial account.
At $100 you have to go back in and reset the purchase.

We fill up at the truck stops a lot of the time. I go in and tell them how much I want. It is usually around 130-150. I pump it and leave. If I only use say 120 then that is what is charged. It usually takes a few days to get straitened out on the card, but not a big deal.

I try to see how close I can get to the amount I tell them. I look at def and gas gauge and calculate in my head how many gal of each I need. Closest I have gotten was 128.70 when I told them I needed 130. I know it is dumb but something to do on boring trips.
 

fmo24

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It's a hassle at the truck stops.
Card readers on the pump don't work unless you have a commercial account.
At $100 you have to go back in and reset the purchase.
I have found if you go inside you can charge as much as you want. I normally spend 250 at a fuel stop
 

2FORCEFULL

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The fuel pump is cooled by fuel...it helps longevity if it is submerged.
It cost the same to run on full as it does on empty.... have a fuel tank sitting on empty causes premature failure to both the pump and the tank...when not filled they are more prone to corrosion...anything less than half is considered running on reserve.. high temp areas this also causes the fuel to heat...as everone knows..the colder the better with fuel.... gas also when compressed gets colder so compressed fuel is colder when it returns, so people run the laws of average to the limits without problems...go out boating with 8 year old battery's... run to topoc on a full tank of 2 yr old fuel on pin...but what I was saying is this....if it's a pain in the ass to have to set the pump twice.... just stop for fuel sooner....fuel pump will like it..fuel tank will like it, and so will the driver...
 

Socalx09

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Glad to know I’m not the only one who gets a little frustrated. But, like others pointed out, gas fraud is huge.



With the suburban, the fuel pump never went out. I had it changed at 99,000 miles because it was the start of summer and I was worried about that. Had the OEM installed. It’s at 131k now. I would say most of the miles are river miles! Hoping it will last that long again, but have heard many people say not to run it low. So I will improve on that. Only issue I have is I have to turn the nozzle a certain way or the suburban will keep clicking off. It takes forever to fill up if I can’t get the position right.
 

farmo83

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Same in Texas.

I have additional annoyance of having side tanks on my boat so I'm normally 3 swipes. One for the truck, one per boat tank.
 

ka0tyk

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That USED to be the case. I haven't had that happen in years. And yes, my cards and accounts have tested that theory many times.

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no thats exactly what happens. earlier this month i crossed into AZ going to havasu thru ehrenberg, swiped my card at the gas station and my bank was like "NOPE!"

got some automated notification that i had $100 charge on my bofa app, i didnt pump any gas so i was like "that charge isnt correct". bofa decides my card is compromised and kills my card. thanks bofa fraud "protection". sigh.
 

Flying_Lavey

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no thats exactly what happens. earlier this month i crossed into AZ going to havasu thru ehrenberg, swiped my card at the gas station and my bank was like "NOPE!"

got some automated notification that i had $100 charge on my bofa app, i didnt pump any gas so i was like "that charge isnt correct". bofa decides my card is compromised and kills my card. thanks bofa fraud "protection". sigh.
Well he's an example for the exact opposite for ya.... I just swiped my BofA card yesterday, put $60 in the wife's Yukon and I only had $50 in the account. My account was then negative $10. Not $40. No where on my statement has it show $100 as a hold or "processing" charge in I can't even remember how many years.

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J DUNN

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That's why there are tens of thousands of fuel pump failures every year and all manufacturers have had to issue SDRs and recalls to fix them.

:rolleyes:

I know right? I hate it when my fuel pump gets hot, so much anxiety it's gonna fail!
 

HALLETT BOY

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It cost the same to run on full as it does on empty.... have a fuel tank sitting on empty causes premature failure to both the pump and the tank...when not filled they are more prone to corrosion...anything less than half is considered running on reserve.. high temp areas this also causes the fuel to heat...as everone knows..the colder the better with fuel.... gas also when compressed gets colder so compressed fuel is colder when it returns, so people run the laws of average to the limits without problems...go out boating with 8 year old battery's... run to topoc on a full tank of 2 yr old fuel on pin...but what I was saying is this....if it's a pain in the ass to have to set the pump twice.... just stop for fuel sooner....fuel pump will like it..fuel tank will like it, and so will the driver...
How do you “compress “ gas ?
 

Ziggy

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In a modern car with a returnless fuel system it is less of a problem than it used to be, because the pump is recirculating and heating the fuel a lot less on an empty tank.
Less passenger compartment noise was a factor too. Them upitty car buyers get all upitty about noise like that....:p:D
 

milkmoney

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I can fix all yore pump problems. Bring the credit card . My boat nor my truck hold enough that it shuts off. So I fixed ur frustrations and gots me a fill up

Easypeasyjapeneasy
[emoji39][emoji106][emoji202]

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rrrr

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...have a fuel tank sitting on empty causes premature failure to both the pump and the tank...when not filled they are more prone to corrosion...anything less than half is considered running on reserve...

This is just more of your "I know everything" bullshit.
 
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