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BHC Vic

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Vic, you and I have had discussions before about your fantastic work ethic in both professional and personal life so you know what I am saying has no reflection on you.

My point in all the hours discussion is the pension credit benchmark is a pretty low mark for a lot of work or hustling. In reality a 2000 hr/yr mark is much more appropriate for that yard stick.
This is a message i just got. Might be tough for a lot of guys to hit the 1800 this year. It’s slowing down. We’ve been on a crazy run though
IMG_1510.png
 

BHC Vic

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Little fun fact sws is the union shop Rick worked for 😜
 

Bobby V

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This is a message i just got. Might be tough for a lot of guys to hit the 1800 this year. It’s slowing down. View attachment 1366834
Yep. A buddy of mine that has 30 years in as a pipefitter got layed off from Control Air due to lack of work. He is getting more hours on the golf course now then at work. :p
 

77charger

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On the radio this morning on the way to Huntington Beach job. They said it takes $280K to live comfortably in So Cal and $613K to live well off.

$180K a year is scraping by unless you are dual income or bought your House 15+ years ago.
Wouldn’t doubt that although I did it for way less but buying house in 2000 helped. Learned to manage the money too bs buying new stuff every other year. Even here in az things ain’t as cheap when it comes to housing or rents.
 

Bigbore500r

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I stopped following him when the benders stopped.
Good for him, but bad for entertainment value
 

DWC

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On the radio this morning on the way to Huntington Beach job. They said it takes $280K to live comfortably in So Cal and $613K to live well off.

$180K a year is scraping by unless you are dual income or bought your House 15+ years ago.
$613k. 😳
 

DWC

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I dunno… ol fuckstick learned everything in the union says so right on his insta. I’m not gonna go back and forth there’s a reason union guys get top dollar and non union guys don’t. There’s a reason prevailing wage exists. People can work wherever they want I couldn’t care less. Everyone has choices to make in life. When I retire in 10 years at 45 with a full pension I’m sure I’ll be regretting my choice to go union. 6 years making a great living sitting in a classroom. Yea the union sucks 😂😂
Hey @BHC Vic 🖕 and your retirement at 45😁.

Don’t sweat the negative comments brother. There isn’t a person here that doesn’t wish they COULD walk away at 45.
 

CLdrinker

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Hey @BHC Vic 🖕 and your retirement at 45😁.

Don’t sweat the negative comments brother. There isn’t a person here that doesn’t wish they COULD walk away at 45.
How long will that be sustainable. With less construction workers entering trades and cost of living going up. A reckoning is on the horizon I would assume.

Working for 20yrs and receiving a check for 40yrs after you hang it up gets interesting
 

DWC

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Ill be lucky to walk away at 75. :(

If I could do it all over again, I would have penciled in a Pension job early on in life.
Hell yeah, same here. Turned 57 earlier this month. Was hoping to call it quits at 60. It’s looking like 62 based on insurance/medical needs. If I’m lucky I’ll get 15 years without an alarm clock. 😬.
PS. Still doesn’t mean i don’t flip off my retired firefighter neighbors when they’re not looking.
 

BHC Vic

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How long will that be sustainable. With less construction workers entering trades and cost of living going up. A reckoning is on the horizon I would assume.

Working for 20yrs and receiving a check for 40yrs after you hang it up gets interesting
That’s going to be very rare. A lot of guys struggle to get the 1800 very few are going to get the 2200. I think they said the average guy dies 5 years after retirement. Something like that. I don’t want to be that average guy.
 

BHC Vic

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I was referring to the original post I quoted
IMG_1511.png
You’re not a union guy so you wouldn’t understand the hustle it takes to get where I’m at at the age that I am. How you think a blue collared worker being able to retire at 45 has no value in modern day is beyond me.
 

DWC

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How long will that be sustainable. With less construction workers entering trades and cost of living going up. A reckoning is on the horizon I would assume.

Working for 20yrs and receiving a check for 40yrs after you hang it up gets interesting
Not sure, I’ll have paid ridiculous amounts into social security for 46 years and am pretty sure it’ll be snake eyes for me in 5 years. I do know one thing, unions are actively going after new “business”. My guess is they’ll figure out their revenue before .gov does.
 

RiverDave

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View attachment 1366865 You’re not a union guy so you wouldn’t understand the hustle it takes to get where I’m at at the age that I am. How you think a blue collared worker being able to retire at 45 has no value in modern day is beyond me.

Did you really just tell a small biz owner that he has no idea of the hustle? lol. Go start a business (any business) and get back to me on that. ;)

RD
 

CLdrinker

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Not sure, I’ll have paid ridiculous amounts into social security for 46 years and am pretty sure it’ll be snake eyes for me in 5 years. I do know one thing, unions are actively going after new “business”. My guess is they’ll figure out their revenue before .gov does.
What happened with yellow freights pensioners?
 

BHC Vic

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Did you really just tell a small biz owner that he has no idea of the hustle? lol. Go start a business (any business) and get back to me on that. ;)

RD
You lack reading comprehension… you don’t understand the union hustle. Try again
 

OldSchoolBoats

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On the radio this morning on the way to Huntington Beach job. They said it takes $280K to live comfortably in So Cal and $613K to live well off.

$180K a year is scraping by unless you are dual income or bought your House 15+ years ago.

This is largely dependent on where you live as well as a lot of other factors. Sounds pretty spot on thought TBH.
 

OldSchoolBoats

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Did you really just tell a small biz owner that he has no idea of the hustle? lol. Go start a business (any business) and get back to me on that. ;)

RD

Tell me about it. Tough to adjust to being the last one to eat. Some weeks the checks don't come in and receivables grow. Sorry kids we can't afford pitching lessons this week. Many days I want to quit and go find a guaranteed check each week, but that's just not me. At some point all of the stress, sleepless nights and sacrifice will pay off.

I think there are multiple definitions of hustle though that could be applied to all aspects of life.
 

BHC Vic

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Tell me about it. Tough to adjust to being the last one to eat. Some weeks the checks don't come in and receivables grow. Sorry kids we can't afford pitching lessons this week. Many days I want to quit and go find a guaranteed check each week, but that's just not me. At some point all of the stress, sleepless nights and sacrifice will pay off.

I think there are multiple definitions of hustle though that could be applied to all aspects of life.
I respect what you are doing tremendously. I’ve opted a safer route. I’ve been thinking for a long time a couple of union drywallers out of work would make great techs for you. I’ve said it on here before. My wife and I both do alright as w-2 employees but we aren’t able to save the way we used to. The extra cash I hustle on the weekend umpiring is a big deal. Washer just went out. 700 bucks. No problem grab my umpire envelope. Wife has some tattoo appointment she didn’t have extra cash for. No problem grab the umpire envelope. You have more kids than me but me three all play little league and travel ball and go to private school so I feel the pain for sure
 

OldSchoolBoats

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I respect what you are doing tremendously. I’ve opted a safer route. I’ve been thinking for a long time a couple of union drywallers out of work would make great techs for you. I’ve said it on here before. My wife and I both do alright as w-2 employees but we aren’t able to save the way we used to. The extra cash I hustle on the weekend umpiring is a big deal. Washer just went out. 700 bucks. No problem grab my umpire envelope. Wife has some tattoo appointment she didn’t have extra cash for. No problem grab the umpire envelope. You have more kids than me but me three all play little league and travel ball and go to private school so I feel the pain for sure
Text me man!! I would love to train a water mitigation tech that can do drywall too. I am subbing it out right now. Shit, want to teach me on the weekends? I literally just paid my drywall guy almost $4k for 2 jobs last week.
 

Hammer

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Text me man!! I would love to train a water mitigation tech that can do drywall too. I am subbing it out right now. Shit, want to teach me on the weekends? I literally just paid my drywall guy almost $4k for 2 jobs last week.
You should unionize! Those out of work union guys are going to want union labor rates. 😂

I Hope Vic’s buddies don’t lose their pension by working a non union gig.

Vic - I don’t hate you or wish any ill will towards you, your family and your future…

But you sure do play both sides of the fence with the union/non union loyalty stuff.
 

BHC Vic

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You should unionize! Those out of work union guys are going to want union labor. Hope Vic’s buddies don’t lose their pension by working a non union gig.

Vic - I don’t hate you or wish any ill will towards you, your family and your future…

But you sure do play both sides of the fence with the union/non union loyalty stuff.
I’m not saying for them to do it as side work. I’m saying for them to go work for joe. I haven’t done side work in at least 6 years. I’m too busy with sports and my regular job. I’m 60 hours a week at work and easily 20 on the baseball field as I manage and coach 3 teams, in the UiC, and coaching coordinator. Monday I have AA and AAA practice 6-9. Tuesday Wed Thurs I take my oldest to travel. Wed I also have a AA practice 6-730. Friday I have A practice and AAA practice 4:30-730. Saturday we play games and they also mix games in on tues and Thurs. wed and Friday jr’s and seniors play so I’m there watching my umpires or umpiring myself. 6 years ago still being in the field I absolutely was hustling any work I could to make ends meet. Things are different now. Even then though side work is different than working for a non union contractor. Not that I’ve never done it but I wouldn’t do it again. Just like drinking and driving. Can’t say I’ve never done it but it was wrong and i won’t do it again if that makes sense. As we grew older we learn from our past
 

badluck

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Pension, annuity, and 401k sorry… I’m always selling myself short 🤷‍♂️
I’m assuming you’re in the carpenters union. Curious if you’ve ran the numbers. I’d imagine you qualify for retirement with 25 yrs of service but what’s your accrual rate. In nor cal the carpenters pension is weak. I don’t know your finances as everyone has a number that will allow them to retire. The union promises a lot but most don’t look at the number till they are close and sadly realize the number is weak. Also getting out before 55 you usually take a significant hit. Your 401 is tough to get without a huge tax hit until your Kate 50s. Many union retirees are having to get jobs after retirement. Be sure to check it out. Unions aren’t what they once were. It’s pretty unfortunate really. Most large union jobs are basically bought. Will give you work if you vote for us. Used to make a fair living but that was 30 yrs ago. Now you’re just building somebody else’s dream instead of your own.
 

badluck

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Another thought to entertain is how well is your carpenters pension funded? Several are in the red and retirement ages will have to be raised. Heath care costs can run north of a grand a month for a happy couple. Alway keep her happy as you could be 1 divorce away from working forever. Lots to think about. I suggest having other retirement incomes and hope your pension is still there in 10-15 yrs. 10k a month might cover gas and a car payment in 25 yrs from now with the pace of inflation. I hope the best for all Americans but the trades are doomed with all the illegal immigrants. I see it in management now too.
 

BHC Vic

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Another thought to entertain is how well is your carpenters pension funded? Several are in the red and retirement ages will have to be raised. Heath care costs can run north of a grand a month for a happy couple. Alway keep her happy as you could be 1 divorce away from working forever. Lots to think about. I suggest having other retirement incomes and hope your pension is still there in 10-15 yrs. 10k a month might cover gas and a car payment in 25 yrs from now with the pace of inflation. I hope the best for all Americans but the trades are doomed with all the illegal immigrants. I see it in management now too.
We are 103%… in 2020 it was 110 percent so we moved credits from 100 to 200 and retro’d it back 10 years which really benefited me. We also added the sliding 1800-2200 hours for extra credits. We are probably looking to up it again real soon. I said it earlier I’m going to retire at 45 maybe 50 and go teach welding at the prison down the street from my house for another 5 years to get calpers. A divorce will absolutely ruin everything. Just watched it happen to my mentor who was looking to retire next year. Divorce just finalized he spent way too much on a condo and he won’t be retiring anytime soon
 

badluck

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200x27=5400/month? Are there any financial hits for retiring at 45. Is it a 25 and out free and clear? That’s pretty sweet if it is. Everyone has a number. Unfortunately I’m nowhere near that 5400 number. Stoked for you!
 

mjc

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We are 103%… in 2020 it was 110 percent so we moved credits from 100 to 200 and retro’d it back 10 years which really benefited me. We also added the sliding 1800-2200 hours for extra credits. We are probably looking to up it again real soon. I said it earlier I’m going to retire at 45 maybe 50 and go teach welding at the prison down the street from my house for another 5 years to get calpers. A divorce will absolutely ruin everything. Just watched it happen to my mentor who was looking to retire next year. Divorce just finalized he spent way too much on a condo and he won’t be retiring anytime soon
Have you seen real numbers for that 103%. There have been way to many unions that said they were good but couldn't pay when needed.
 

Icky

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200x27=5400/month? Are there any financial hits for retiring at 45. Is it a 25 and out free and clear? That’s pretty sweet if it is. Everyone has a number. Unfortunately I’m nowhere near that 5400 number. Stoked for you!
A service retirement is 30 vested credits. Which technically means you could retire in 30 years. But when your hours are high, you gain more than 1 credit per year, so theoretically you could retire sooner than 30 years. For example my 30 years is up at age 50.
 

BHC Vic

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Have you seen real numbers for that 103%. There have been way to many unions that said they were good but couldn't pay when needed.
As a delegate every 3 months I see the numbers. Our delegates meeting is actually this Saturday so I’ll probably see where our raise is going and I’ll have some real numbers.
 

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I respect what you are doing tremendously. I’ve opted a safer route. I’ve been thinking for a long time a couple of union drywallers out of work would make great techs for you. I’ve said it on here before. My wife and I both do alright as w-2 employees but we aren’t able to save the way we used to. The extra cash I hustle on the weekend umpiring is a big deal. Washer just went out. 700 bucks. No problem grab my umpire envelope. Wife has some tattoo appointment she didn’t have extra cash for. No problem grab the umpire envelope. You have more kids than me but me three all play little league and travel ball and go to private school so I feel the pain for sure
If you can afford tattoos, you can afford to save...
 

Bobby V

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We are 103%… in 2020 it was 110 percent so we moved credits from 100 to 200 and retro’d it back 10 years which really benefited me. We also added the sliding 1800-2200 hours for extra credits. We are probably looking to up it again real soon. I said it earlier I’m going to retire at 45 maybe 50 and go teach welding at the prison down the street from my house for another 5 years to get calpers. A divorce will absolutely ruin everything. Just watched it happen to my mentor who was looking to retire next year. Divorce just finalized he spent way too much on a condo and he won’t be retiring anytime soon
Same with my UNION.The fund is in the green zone and they are increasing the $$$ amount per credit. Since Im locked in due to retiring they give us retirees a 13th check. 👍
 

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